Welcome to LEAF Loans

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Loan Calculator

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Please select the term over which you wish to repay the loan. Please note that longer terms may not be available for smaller loans

Weekly payment

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APR

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Get a cash loan from £50 to £500

LEAF Loans specialise in personal loans for everyday people like yourself. You can borrow up to £500 over a period that suits you up to a maximum term of 48 weeks. For example, if you borrow £300 over 40 weeks, you'll repay £12.30 per week at an APR of 316.9%.

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Request Us To Call You About a Cash Loan

By completing this form and pressing the 'Send Details' button you are sending us details about your circumstances. We use this information to call you back to discuss the loan products we offer that will suit you. You are under no obligation and we offer our advice Free Of Charge. You will have the option to print this form on completion.

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Date of Birth *

If you lived at your current address for less than 3 years we will need your previous address.

Please let us know your contact details best suited to reach you.

Your preferred method of contact is*

Please let us know your loan status.

Please let us know your employment status.

Employment Status*

How often do you get paid?*

Submitting your application...

Please review the form as some parts may have been omitted or completed incorrectly

By submitting this form through this site, you agree that LEAF Loans can contact you from time to time by post, fax, telephone or other electronic means, to tell you about other products and services, offered by ourselves, that we believe would be of interest to you. You must be 18 years or older.

If we are unable to offer you a loan at this time, we will refer your appllication to a partner lender whose terms will be different to ours. If you do NOT wish us to do this, please check this box

Your Application has been submitted. Please allow 24-48 hours for a response.

How it Works

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How the Loan Works

  • Apply for Loan

    By filling in our form and you could get a decision in principle in minutes

  • Meet your agent

    One of our agents will visit you in your home to discuss your loan application

  • Get your loan

    Your agent will deliver your cash direct to your home within a few days

  • Repay your loan

    Your agent will call weekly to collect your repayment (or you can pay by standing order)

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Compare the price of home collected and other cash loans available in your area

What Is Home Credit?

Home credit (or home collected credit) is a friendly, personal service that provides small loans with manageable repayments. They're collected each week from your home by your own agent. You may also have the option to pay directly by Banker's Standing Order.

Agents receive commission only on how much they collect. It is not in their interests, therefore, to lend more than you can comfortably afford to repay.

Home credit is designed to ensure that you feel in control of your finances, and can manage the repayments easily.

If you've never used home credit before, you may not know what to expect. But more and more people are finding it convenient and here's why:

  • You could have £50 - £500 within days
  • Even if you have a poor credit history
  • Our agents are all friendly, helpful local people

Do I Qualify?

We could lend even if others have turned you down. You are an individual, different from everyone else, so we will base your loan on your circumstances, not just your credit history. We want to ensure that we help our customers so we'll always make sure that any loan we offer will be for an amount that you can afford to repay.

  • CCJs or a poor credit history need not be a problem
  • We will consider you even if you've been turned down before
  • Tenants and unemployed are welcome to apply (may need guarantors)
  • Fixed weekly repayments that are manageable

The best way to find out if you can get a loan is to fill in the application form.

How Much Can I Borrow?

You could borrow between £50 and £500, depending upon your personal circumstances and the weekly loan repayment you're comfortable with.

When you take a cash loan from us, you know upfront exactly how much you will have to pay each week. That means you can borrow money knowing there will never be any unexpected extras.

Use our loan calculator now to see how much you could borrow - Note: You will need javascript enabled in your browser for this to work!.

Contact

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Contact Us

We would love to know your thoughts or comments on the website or any service provided by LEAF Loans. Please fill in the form below and one of our staff will endeavour to reply to you within 24 hours.

Your message has been sent to our support Department. Please allow 24-48 hours for a response.

About

About LEAF Loans

LEAF Loans is here to help when you need small,unsecured credit.

But we also believe in Responsible Lending, so LEAF Loans and our agents pride ourselves on making sure that the loans are manageable and easy to understand so you stay in control of your finances.

The Directors of the Company have been active in financial services for well over a decade and the experience, expertise and knowledge acquired over that time means that we make sure you only borrow what you can afford to repay. We also seek to ensure that agreements are as straightforward as possible.

Our agents will aim to lend you only what you can afford to repay. Our business is built upon the relationships agents develop with you, our customers.

If we are unable to lend ourselves. we offer the opportunity to refer your application to a partner lender.

Terms and Conditions

This website is provided by LEAF Loans. LEAF Loans is a registered trading style of LEA Financial Services Limited. Access to and use of this website constitutes acceptance of the following Terms of Use:

While care has been taken in the preparation of this website to ensure that the information contained on it is accurate, no warranty or representation of satisfactory quality or fitness for a particular purpose, non-infringement of title, whether express or implied, is given, nor is any warranty or representation given that the information and materials contained on this website are free from errors or inaccuracy.

To the extent permitted by applicable laws, no liability is accepted or any direct, indirect or consequential loss or damage however resulting from the access to and use of this website and the information and materials contained on it.

This website may contain links to other websites, which are not under the control of and are not maintained by us. We are not responsible for the content of such websites or any link contained in a linked site. Links provided on this website are provided to you only as a convenience and the inclusion of any link does not imply endorsement by us of, and we accept no liability in respect of the content of, any such linked site. Linking to any linked sites is at your own risk.

You are not entitled (nor shall you assist others) to set up any other link to this website (whether via hypertext linking, deep-linking, framing, tagging or otherwise) without the prior written consent of LEAF Loans. All requests for consent will be dealt with promptly.

Your authorisation to use this website automatically terminates without notice if in LEAF Loans' sole discretion you fail to comply with any of these Terms of Use. On termination, you must cease all use of this website.

All rights, including copyright, in the content of these web pages are owned or controlled for these purposes by LEAF Loans. The trade marks, logos, names and images displayed on this website are the registered or unregistered trade marks of LEA Financial Services Ltd and others. Nothing in this website should be taken as conferring by implication, estoppel or otherwise any licence or right to use any trade mark displayed on this website without the prior written approval of LEA Financial Services Ltd or such third party as may own the relevant trade mark.

Use and disclosure of information:

By submitting your application, you agree that your information may be used for all purposes connected with the performance of the Contract including, if necessary, debt tracing and fraud prevention and that we and others in the LEA Group may use information about you and your account for the management of any of your credit accounts including the following specific purposes: making credit decisions, tracing and debt collection, fraud prevention and detection, managing collections and market research.

Where LEAF Loans is unable to offer you a loan at this time, you agree that we may refer your application to a partner lender. In that event, any loan that may then be offered would be subject to the Terms and Conditions of that partner and the payments, APR and term of the loan will not be as listed on this (LEAF Loans) website. If you do NOT wish us to refer your application, you will be able to opt-out at the "Apply for a Loan" stage.

Marketing:

LEAF Loans want to tell you about products available from it and other carefully chosen organisations. We will contact you with information about products and services for so long as you are a customer and for up to 12 months after you have paid up your account. If you do not wish to receive such information or wish to opt out of receiving such at a later date you may do so by contacting your Agent or by writing to LEAF Loans, 6 Keppel Place, Plymouth PL2 1AX or telephone 0175 251 9268.

These Terms of Use are governed by the laws of England. If any provision of the foregoing is held to be unlawful, void or for any reason unenforceable, then that provision shall be deemed severable and shall not affect the validity and enforceability of the remaining provisions.

LEAF Loans may at any time revise these Terms of use without notice by posting changes on-line. You are responsible for reviewing all information posted on-line and the continued use of this website after changes are posted constitutes your acceptance of the modified Terms of use.

In the event that you purchase unsatisfactory goods or services using a voucher, you may have a right to sue either the retailer or ourselves as the supplier of the voucher or both.

Privacy statement

Introduction

LEAF Loans is committed to respecting and protecting your privacy. We've structured our web sites so that, in general, you can visit LEAF Loans on the Web without identifying yourself or revealing any personal information.

Once you choose to provide us personally identifiable information (any information by which you can be identified), you can be assured that it will only be used to support your customer relationship with LEAF Loans.

For your protection, we are registered with the Office of the Information Commissioner as Data Controllers in accordance with the Data Protection Act 1998 (the "Act"). Please read the following information which will help you understand how your personal data may be used.

Information we collect about you

We will only collect information from you which will assist us in providing a service to you, as requested by you. We will not keep your personal data for longer than necessary to provide the service, or as required by law.

We will use the information you provide to determine the availability of our services to you. We use a combination of an automated process and a human review that helps us decide whether there are agents in your area and whether you meet our eligibility criteria. When you submit your details for online application we use SSL encryption to protect your information.

Disclosure to 3rd parties

We may disclose your information to our agents, linked companies, or third party research organisations. We will not disclose your information to any other parties except where we are required to do so by law or under the protection of a contract which will protect your rights and to carefully selected third party companies for marketing purposes (please see the direct marketing declaration below for more information).

We may also compile and disclose statistics about our users and their preferences. However, these statistics are anonymous and do not identify individual users

Other disclosures

When you visit our site a small piece of code called a cookie will be down loaded to your computer. We do this so we can tailor your visit and make the experience faster and easier. Many websites use cookies. For further information about cookies please visit www.aboutcookies.org. If you switch the cookies off you may not be able to access or use all the parts of our site.

Children

You must be over the age of 18 to use this Website.

Direct marketing

By continuing with this application you agree that:

  1. We may contact you by post, telephone and/or email (or such other channel we may adopt from time to time) about services and/or products offered by us, or our associated companies which we consider to be of interest to you.
  2. We may provide your information to other carefully selected companies who may contact you with information which may be of interest to you.

You have the right at any time to stop us from contacting you or giving your details to others for marketing purposes. If you wish us to stop, please write to the DPA Officer, LEAF Loans, 6 Keppel Place, Plymouth PL2 1AX, call 0175 251 9268 or email us at customerservices@leaf-loans.com.

Data Protection Compliance Officer

If you want to know what data we hold about you, or to have access to that data, or amend it on accordance with the "Act", please contact the DPA Officer at the above address.